Please find below the Top 5 investments themes for 2018 We believe it is useful to know this information as it is important to be aware of current trends and investments Some of the topics in this article range from Amazon in the Australian retail market to Chinese economy growth. If you would like further information on Investment Themes, please contact us today ! Top 5 Investment Themes
Did you know that if a client is not a member of Qantas Frequent Flyer we can offer them complimentary free membership if they have or sign up for a OneCare insurance policy? This is a saving of $89.50 For each dollar the client spends on premium, they will be able to get 1 QFF point. Free points for paying their insurance premiums! Click HERE to the link to sign up for free. You can also offer this complimentary free membership to your existing OnePath clients who will then be able to get QFF points going forward. Why not run it as a campaign? A full client listing can be obtained online via OneView Life by clicking on ‘Policy Details Extract’ in reports which confirms which clients do/do not have QFF already. If you would like more information, please just let me know!
In the ever-changing super landscape, new tax breaks often arise as governments attempt to create incentives to encourage people to self fund for retirement and then to utilise their super to create income streams that will last well into retirement. One such opportunity is the ‘transition to retirement’ rule aimed at the over 55’s. The transition concept is a significant shift from the old ‘work full time until you retire’ model. The transitional paradigm recognises that many may prefer to ease into retirement gradually by cutting back working hours and drawing some income from their super before they fully retire. Extra savings there for the taking Bruce Jennings from Jennings Financial Services is spending an increasing amount of time helping pre-retirees to take advantage of this transitional environment. “My clients are pleasantly surprised when they discover the additional retirement savings that can be achieved in the 10 year period leading up to retirement. In fact it is quite startling [...]
Matt Bushby, Global Head of Distribution, explains RARE’s specialist view on infrastructure and the key infrastructure characteristics we look for. He also examines why it can be limiting to view the infrastructure opportunity as the ‘Trump trade’. Q. Firstly, what is Infrastructure? Infrastructure is the physical assets that provide an essential service to society. Put simply, these are the services we use and interact with every single day. For instance, we use gas, water and electricity to carry out our daily activities and we also use infrastructure, such as rail and roads, to get from location to location. Broadly, infrastructure can be categorised into two key buckets: regulated assets and user-pays assets. With regulated assets, the regulator determines the revenues that a company should earn on their assets. If an asset earns too much, then the company is required to return some of its revenues to its customers by lowering prices. Conversely, if the asset earns too little, [...]
Every now and then I come across an article which all of my clients should know about and this article from Caitlin Fitzsimmons is no exception. I totally agree with Caitlin that every parent with kids under 18 need to have a will and for good reason. Please have a read of Caitlin Fitzsimmons Why everyone needs a will, especially parents.
In this video we get to see the benefit of child cover and how it help the family should once of its smallest members get sick or injured
Britain has voted to ‘Leave’ the European Union (EU) 52 – 48 per cent. But the debate about the implications for economies and financial markets is just beginning. The magnitude of the impact on markets and economies is open to debate. The likely rolling series of “shocks” are expected to be financial, political and economic. The UK will be most affected. But Europe (and the rest of the world) will not emerge unscathed. A financial shock Volatility has risen in the wake of the Brexit decision. Currency volatility can be seen in the Pound, US dollar and Australian dollar. We anticipate it will take up to another week before currency volatility settles down. […]
In the wake of Brexit, PIMCO recorded a conversation with Gordon Brown, former UK Prime Minister and Chancellor of the Exchequer, now member of PIMCO’s Global Advisory Board, and Andrew Balls, CIO Global Fixed Income, on the challenges facing the UK following its historic referendum to leave the EU. The discussion offers perspectives on Brexit’s global economic impact and implications for investors. This call was recorded on 5 July 2016 and the recording is delivered by streaming audio.
By Peter Switzer One of my nightly commitments after I finish my TV show at 8pm is to listen to my colleague Steve Price and his sidekick Andrew Bolt on 2GB, 4BC, 3AW and a host of stations around the country. When politics heats up, like it did last night, with the Senate bringing on a double dissolution expectation, it’s always instructive to hear the thoughts of one of the country’s most right-wing thinkers. Andrew is also set to have his own show on the Sky News Channel, so he’ll be a colleague of mine there too, so it makes me want to ask: “Whose giving him his economic briefings?” They’re way off beam, way too negative and it means he was telling his radio audience that the upcoming Budget will be all bad news. He thinks there’s no money as well so he can’t see any scope for positives to come out of Scott Morrison’s mouth on May 3, [...]
Central banks back in action Concerns of a sharp deterioration in global growth eased back following three major announcements by central banks in March. 1. The European Central Bank (ECB) –increased the monthly size of asset purchases by €20bn and extended the coverage of these purchases to investment grade non-bank corporate paper. This has significantly reduced risks in the European banking sector, a large holder of these securities. With the ECB now buying up these securities and providing cheap funding to banks, the risk of a more significant slowing in euro zone growth, via a sharp reduction in bank lending, has been greatly reduced. […]